As part of the GutCheckonomics Wave 4 study in January ’23, we asked a series of questions relating to people’s finances – how they were feeling about their financial outlook, and how they used technology to help manage different financial tasks.

Using Hybrid Natural Language Processing to go beneath the surface, we see that there is still a generally negative outlook for the year ahead, which will undoubtedly impact how people choose to spend and save their resources. We also see the key role that technology now plays in how people bank, spend, save, and invest their money.